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Your Guide to

Home Ownership

Melaine Anderson presents to Karen Callaway

Knowledge, Experience, Professionalism

Dear

Karen Callaway

Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Melaine Anderson

Meet

Melaine Anderson

Broker / Principal
(713) 352-1175
Melaine is an esteemed professional currently serving as the Broker at Anderson Realty Advisors, overseeing all residential sales. With 
 
Specializing in Luxury Properties, Melaine has established herself as a distinguished leader in the high-end real estate market, amassing an impressive portfolio totaling over $420 million in properties since 2010.

Melaine's clients consistently laud her for her prompt responsiveness, open and constant communication, positive demeanor, and efficient approach. She expertly navigates the intricacies of the buying and selling process, ensuring a seamless experience for all parties involved. Her commitment to staying abreast of industry developments allows her to offer informed insights that optimize outcomes.
 
Melaine's exceptional portfolio predominantly focuses on luxury properties situated in highly sought-after areas such as the Memorial Villages, Tanglewood, and Briargrove. Her exceptional track record in working with discerning million-dollar clients and properties underscores her unparalleled expertise in this market segment. Notably, Melaine holds prestigious certifications as a Master Certified Negotiation Expert (MCNE) and a Certified Home Marketing Specialist (CHMS).
 
Prior to her successful career in the real estate industry, she enjoyed a remarkable tenure as a software engineer for 20 years. This background in technology and problem-solving enhances her ability to leverage cutting-edge tools and platforms to provide exceptional service to her clients. Melaine's experience as a software engineer instills in her a meticulous attention to detail, analytical thinking, and an innate ability to adapt to the ever-evolving landscape of the real estate market.
 
This diverse background enables Melaine to offer a fresh perspective and a strategic approach to real estate transactions. Her proficiency in technology allows her to harness the power of digital marketing, data analysis, and online platforms to effectively showcase properties and connect with prospective buyers and sellers.By leveraging her software engineering expertise alongside her extensive real estate knowledge, Melaine consistently sets herself apart as a forward-thinking broker, bringing a unique advantage to her clients in an increasingly digital world.
 
With Melaine as your trusted real estate advisor, you can expect not only exceptional service and expertise but also a blend of technological innovation and market insights that result in a distinct competitive advantage. Collaborate with Melaine to experience a seamless real estate journey supported by the latest tools and strategies.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Preapproval

Through vetting every possible home option for you - even exclusive and off-market opportunities I determine your best options and accompany you in viewing them to make sure everything is above board.
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3

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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4

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward.
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5

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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6

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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Unique Value I Provide My Clients

★
Professional Network to help your purchase go smoothly

Professional Network

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Title Company

Patti Zellers

Patti.Zellers@fnf.com

(713) 621-9180

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Inspector

Bryan & Bryan

www.InspectorTeam.com


★
Market insights as a result of my recent sales in your area

My Recent Sales in the Houston, TX area!

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
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Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

We had been waiting for a while to get a condo with a specific floor plan and when the right one came available Melaine was very helpful in navigating the negotiation process to secure the unit. She was on top of everything that was needed to get a contract in place, get an inspection, suggestions for contractors, and get us to closing without difficulties. Melaine also handled the sale of the property we were wanting to sell in order to purchase the new unit. Everything went just as smoothly as our new purchase. We were out of town at the time we received a contract and were successful in completing the transactions before we returned home! I certainly recommend Melaine Anderson to help you with either buying and selling.
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From the first moment we laid eyes on the luxurious Palisade Palms High Rise on Galveston Island, we knew it was the place for us! Melaine Anderson of the Texas Coastal Realty Team is a very professional real estate agent who listened to our specific wants and needs. She was truthful (first of all), answered all our questions; gave us her opinion and then backed her opinion with stats and anytime I called or texted she was back with me almost immediately. We placed our trust in Melaine and it paid off, we highly recommend her for all your real estate needs.
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Excellent, completely responsive did a wonderful job and kept me informed .I would highly recommend Melaine Anderson. Melaine and her associates worked with me made contacts for repairs for me and allowed me to communicate by email or phone. Melaine was always ready to help. Quick responds always.
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My wife and I were interested in buying a condo at Palisade Palms in Galveston, but there were no units for sale that were the right model and in the location we were looking for. Melaine found an owner of one of these units who was willing to sell and negotiated a price that we were very happy with. She was very responsive and efficient during the closing process, which was a breeze even though we were living out of state. Melaine is definitely the agent to use for buying and selling at the Palms, as her network of contacts there is second to none. She has also been a big help with our relocation to Texas. She and her colleague Sommer have both been a pleasure to work with.
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Melaine of the Texas Coastal Realty is the best of the best. When my wife and I decided to sell our condo unit at Palisade Palms, we called her. She quickly listed the property on the web sites, worked closely with us to stage it, decisively and aggressively marketed it around the clock, kept us updated on the status of every visitor and all potential buyers, and helped us with the selection of contractors, regulatory matters, and even temporary housing for our family. When a lender abruptly withdrew its offer to finance our new home, Melaine quickly made phone calls and introduced us to an able banker who came up with a full loan within a very short period of time. When the pandemic hit Galveston and everything was shut down, she continued to promote the property. We were so pleased when she called us one day in the late spring to let us know that the property was now under contract. We wholeheartedly recommend Melaine and her team to anyone who is interested in buying or selling properties on the Galveston island. Her knowledge, experience, and resourcefulness are simply remarkable. However, her real strength is in her amazing positivity that has turned and will continue to turn challenges into opportunities. Thank you, Melaine, for your exceptional work!
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Melaine is professional and informative. She has sold homes for me and helped me find my forever home. It was an easy process and her team is extremely helpful.
[Read More]

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each client. I recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.

Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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Buying Process

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Explain agency relationships to the buyer. Explain how compensation is paid, who pays it, and what the buyer’s options are for paying it
  • Inform the buyer of working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Having the buyer fill out a homebuyer’s checklist
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs

Educating the Buyer

  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offender registry and crime statistics for the neighborhood
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Show statistics on what percentage of list price sellers in the area are currently receiving
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Help the buyer account for the complete costs of homeownership
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as they become available in their local MLS broker marketplaces
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLS broker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system that immediately notifies the buyer of properties that fit discussed requirements
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list 

Negotiating Offers

  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Recommend optional contingencies and explain the pros and cons of using them
  • Negotiate the buyer’s offers to arrive at the best price and terms

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructions before transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the title company
  • Receive and carefully review closing figures to ensure accuracy
  • Advise the buyer to re-key their locks 
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Actual services provided will depend on the needs of the buyer and the transaction –not all things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you on the path to buying your new home.

I look forward to working with you.
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www.andersonra.com/team/melaine-anderson-licensed-real-estate-agent
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.